Ride Now and Pay Later - It Doesn't Have to be a Dream
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| Payment Term | 6, 12, 24 months | 3, 6, 12, 24, 36 months |
| Pay Schedule | Monthly | Monthly, Twice a month |
| Cart Price | Minimum $50 |
Up to $20,000 |
| Interest | 0 – 34.99% APRbased on credit | 0 - 36% APRbased on credit |
| Credit Check | Yes | Yes |
| Account Fee |
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
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$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
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| Direct Debit | Yes | Yes |
| Virtual Card | No | Yes |
| Learn More | Learn More |
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Flexible Plans – 6, 12, 24 month options
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Competitive Rates – 0-34.99% APR based on credit
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No Hidden Fees – Transparent & upfront pricing
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Soft Credit Check– Prequalify with no impact
- Quick and Easy Application – Get a Decision within Second
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay ® loans are made by Comenity Capital Bank, a Bread Financial ® company.
- 3, 6, 12, 24 or 36-months payment options
- $0 account fees - no hidden fees
- 0 to 36% APR based on credit
- Flexible automatic payments using bank transfer, check, or debit card
- Visit Affirm for complete Terms & Conditions - Click here
Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.
Approval, rates, and number of months are entirely up to the companies you decide to partner with (BreadPay and Affirm) and BikesOnline has no way to change those terms for any customers.
