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Ride Now and Pay Later - It Doesn't Have to be a Dream

Ride now and pay later. It doesn't have to be a dream.
Fast Loan Decisioning
Apply in minutes.
Flexible Repayment
Choose a weekly, Twice a month or monthly schedule.
Up to 36 months
Interest may apply
 
Payment Term 6, 12 months* 6, 12, 24 months
Pay Schedule Monthly Monthly
Cart Price Minimum $1
Minimum $50
Interest No interest will be charged on the promo balance if you pay it off, in full, within the promo period. 0 – 34.99% APRbased on credit
Credit Check Yes Yes
Account Fee
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
Direct Debit Yes Yes
Virtual Card Yes, and physical card No
  Learn More Learn More
Small to Large purchases

Small to large purchases
Minimum of $1 orders  
  • Dedicated credit limit for your future purchases or repair needs
  • Use card at thousands of other Synchrony HOME locations.
  • Quick and easy application process
  • Access to 6- and 12-month special financing offers*

*Subject to credit approval. Minimum monthly payments required. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank


Small to Large purchases
Small to Large purchases
Minimum of $50 orders  
  • Flexible Plans – 6, 12, 24 month options
  • Competitive Rates – 0-34.99% APR based on credit
  • No Hidden Fees – Transparent & upfront pricing
  • Soft Credit Check– Prequalify with no impact
  • Quick and Easy Application – Get a Decision within Second  

*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay ® loans are made by Comenity Capital Bank, a Bread Financial ® company.

Apply Now
Terms and Conditions

Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.


Approval, rates, and number of months are entirely up to the companies you decide to partner with (Synchrony, BreadPay) and BikesOnline has no way to change those terms for any customers.

Please use each payment method's terms and conditions as a source of truth (Synchrony, BreadPay ). They can change it without notice, potentially making the information on this page inaccurate. For updated information for each payment method, please visit Synchrony, BreadPay.


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