Ride Now and Pay Later - It Doesn't Have to be a Dream

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| Payment Term | 6, 12 months* | 6, 12, 24 months | |||
| Pay Schedule | Monthly | Monthly | |||
| Cart Price | Minimum $1 |
Minimum $50 |
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| Interest | No interest will be charged on the promo balance if you pay it off, in full, within the promo period. | 0 – 34.99% APRbased on credit | |||
| Credit Check | Yes | Yes | |||
| Account Fee |
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
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$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
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| Direct Debit | Yes | Yes | |||
| Virtual Card | Yes, and physical card | No | |||
| Learn More | Learn More |


- Dedicated credit limit for your future purchases or repair needs
- Use card at thousands of other Synchrony HOME locations.
- Quick and easy application process
- Access to 6- and 12-month special financing offers*
*Subject to credit approval. Minimum monthly payments required. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank


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Flexible Plans – 6, 12, 24 month options
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Competitive Rates – 0-34.99% APR based on credit
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No Hidden Fees – Transparent & upfront pricing
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Soft Credit Check– Prequalify with no impact
- Quick and Easy Application – Get a Decision within Second
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay ® loans are made by Comenity Capital Bank, a Bread Financial ® company.
Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.
Approval, rates, and number of months are entirely up to the companies you decide to partner with (Synchrony, BreadPay) and BikesOnline has no way to change those terms for any customers.
