Ride Now and Pay Later - It Doesn't Have to be a Dream

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Payment Term | 6, 12, 24 months | 3, 6, 12, 24, 36 months | Total of 4 payments |
Pay Schedule | Twice a month | Monthly, Twice a month | Twice a month |
Cart Price | Minimum $50 |
Up to $20,000 |
Up to $1,000 |
Interest | 0 - 35.99% APRbased on credit | 0 - 36% APRbased on credit |
0%
Up to 12 months interest-free.
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Credit Check | Yes | Yes | No |
Account Fee |
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
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$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
|
$0
A $7.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date.”
|
Direct Debit | Yes | Yes | Yes |
Virtual Card | Yes | Yes | Yes |
Learn More | Learn More | Learn More |

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Flexible Plans – 6, 12, 24 month options
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Competitive Rates – 0-35.99% APR based on credit
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No Hidden Fees – Transparent & upfront pricing
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Soft Credit Check– Prequalify with no impact
- Instant Approval – Quick & easy application - Click here


- 3, 6, 12, 24 or 36-months payment options
- $0 account fees - no hidden fees
- 0 to 36% APR based on credit
- Flexible automatic payments using bank transfer, check, or debit card
- Visit Affirm for complete Terms & Conditions - Click here


- Interest-free
- No sign-up fees
- 3 instalments due 2 weeks after initial instalment
- Visit Afterpay for complete Terms and Conditions - Click here
Please be advised that the Buy Now, Pay Later methods each have their own T&Cs, in conjunction with our Terms and Conditions of Sale.
Approval, rates, and number of months are entirely up to the companies you decide to partner with ( Affirm and Afterpay), and BikesOnline has no way to change those terms for any customers.